Why doesn’t insurance cover teeth whitening as a cosmetic procedure?

Insurance providers typically cover medically necessary treatments. Teeth whitening is viewed as an elective cosmetic procedure to improve appearance.

Are there any types of teeth whitening that insurance might cover?

Some insurance plans may offer partial coverage for whitening if it is part of a treatment plan that includes necessary dental work, such as root canals .

What are the alternatives to teeth whitening that insurance might cover?

Dental cleanings, certain restorative procedures like veneers or crowns, and other treatments that improve tooth health and appearance may be covered under your insurance plan.

How can I finance teeth whitening if my insurance doesn’t cover it?

Many dental offices offer financing plans or third-party options that allow you to pay for teeth whitening in instalments.

Protected: Is Teeth Whitening Covered By Insurance?

Q: Is teeth whitening covered by insurance?

Generally, no. Teeth whitening isn't medically necessary, and that's why it is usually not covered by dental insurance plans. For alternatives that may be covered, check out our dentures or dental implants options.

Dr. Jasjyot

Dr. Jasjyot (Jesse), General Dentist was born and raised in the Lower Mainland. Following his Bachelor of Science at the University of British Columbia, he pursued dentistry at University College Cork in Ireland.

Published On: 2025-09-12
Updated On: 2025-09-15

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Wondering if teeth whitening is covered by insurance? In this article, we’ll explain why it usually isn’t, what alternatives may be covered, and how you can finance whitening treatments.

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